NASDAQ and Visa on Stellar Network but Central Bank cryptocurrency not coming soon. XLM looks good.
I got this info from talking to Adam Ludwin CEO of Interstellar and Konstantin Richter CEO of BlockDaemon.

NASDAQ and Visa not looking to disrupt their existing business. They are looking for new opportunities.
Central Bank launching on Stellar is looking less likely. Privacy is an issue.
Lightning may solve that. What does Jesse Lund of IBM think?
Institutions will hold xlm as a percentage of the transactions they do. This means XLM will be a store of value to some extent.
Constantine of BlockDaemon confirms that Stellar network is decentralized.
He is also skeptical about a central bank launching its currency on Stellar soon.
Listen to video for more